Because you can’t always predict what happens between point A and point B
Inclement weather. Poor road conditions. Infrastructure hazards. There are a multitude of perils on the roadways that can be impossible for commercial drivers to predict.
So how can trucking businesses protect against incidents that could potentially result in costly lawsuits, setting them back hundreds of thousands of dollars?
Commercial auto liability insurance provides financial protection for a business in the event that a driver is involved in an accident, causing bodily injury and/or property damage to others. Commercial auto liability insurance covers a wide range of commercial vehicles and trucks.
At Across America, we can help you provide your commercial trucking business clients with the auto liability insurance coverage they need, as required by law and as part of a comprehensive risk management program.
Commercial Auto Liability Markets
Finding the right commercial auto liability insurance to help protect your trucking business clients shouldn’t be complicated. At Across America Insurance, our exclusive network of admitted and non-admitted carriers provide broad coverage and competitive pricing from leading A+ commercial auto liability markets. We will help you select the carrier, coverage, and limits that your trucking clients need.
Our markets offer the following commercial auto liability limits:
Commercial Auto Liability Insurance FAQs
What types of transportation businesses need commercial auto liability?
Any type of business where the owner(s) or employees use company-owned vehicles for business purposes must have commercial auto liability insurance. It’s the law.
In addition to bodily injury and property damage liability, what other types of perils are covered under a commercial auto liability insurance policy?
A typical commercial auto liability policy will include coverage for:
- Personal injury claims
- Collision and comprehensive damage
- Medical expenses
- Uninsured/underinsured motorist protection
- Rental car coverage
What is typically excluded from a commercial auto liability insurance policy?
- Bodily injury or property damage that is caused by a vehicle that is rented, borrowed or any other non-owned company vehicle.
- Claims brought against an employer by its employees, alleging they have become injured while driving a company vehicle.
- Workers’ compensation or disability coverage for a driver who is injured in a company vehicle and is unable to work.