Keeping customers happy by delivering on a promise
How can trucking businesses increase customer satisfaction in a competitive market? Simple: By ensuring that their customers always get the cargo they are promised. Whether across town or across the country, accidents happen. When they do, customer cargo that is being transported can become damaged, lost, or even vandalized.
Your commercial transportation clients can earn their customers’ trust with the extra assurance of a motor truck cargo insurance policy. In the event of an accident, regardless of fault, motor truck cargo insurance pays the cost of goods being transported, should the contents fail to be delivered in the condition as promised or in case of damage.
At Across America Insurance, we offer comprehensive motor truck cargo insurance, along with same-day quotes and bound coverage in as little as 48 hours.
Motor Truck Cargo Insurance FAQs
How much motor truck cargo coverage should a company have?
The amount of coverage selected should be enough to cover the total value of the goods being transported.
How is motor truck cargo insurance calculated?
Insurance premiums are typically based on the total value of goods being transported, the distance they must travel, and freight classification.
What risks are covered under a motor truck cargo insurance policy?
Coverage will vary by insurance carrier. However, covered risks commonly include damage to goods caused by:
- A collision
- An overturned vehicle
- Explosion or fire
- High winds and lightning
- Theft or vandalism
- Riots
What isn’t covered under a motor truck cargo policy?
Most policies contain exclusions for specific types of cargo being transported and will vary by insurance carrier. In general, goods of high value, live animals, and products that are considered hazardous are typically excluded from a policy.